Spread the cost of your order

We know that budgeting for your new bedroom or office can be tricky! That's why you can spread the cost of your order with our Interest Free Finance option.

With our flexible finance package, you pay at a rate that's convenient to you. We want to make getting what you want as easy, simple and affordable as possible with a simple to use finance option.

You can simply spread the cost of your purchase over 12 months, and the best bit, it's 0% interest free.

It's as easy as 1, 2, 3...

1) Make your selection...

Choose your new fitted bedroom or home office (over the value of £500) to qualify for 12 months interest free finance.

2) Apply...

Fill out our application online, give us a call 0800 083 1201 or visit us in-store and choose from flexible 12 months 0% interest free to spread the cost.

3) Instant Decision...

Complete the easy application (it only takes a few minutes, no need to print or post anything).

Instant decision.

In most cases you will get a credit decision within seconds. If your application is successful, your order will be available for dispatch and delivery. You can apply online, in person (in-store) or over the phone where one of our sales staff will assist you with the entire process.

How much will I pay?

Apply online or give us a call with your total order amount or budget, the length of time you wish to pay and we'll give you your monthly payment figure.

The minimum lending amount in addition to the upfront deposit is £500 for up to 12 months (For example, total purchase price of £1,000 with 10% deposit). The maximum loan amount is £5,000. If your credit application is accepted, you will be required to pay a minimum 10% deposit, using a credit or debit card.

Representative Example:

Purchase Price £1,000 - Duration agreed 12 months

Deposit £100.00 - Rate of interest (fixed) 0%

Amount of credit £900.00 - 0% APR representative

12 monthly payments £75.00 - Total repayable £1,000.00

Am I eligible for finance?

Finance is available on orders of £500 or more, placed on our website, over the phone or in-store. Please note voucher codes or price beat promise can not be applied alongside Finance.

You'll need to be:

• 18 years or older
• A UK resident for 3 years or more/Permanent UK resident
• Be able to make regular repayments by Direct Debit
• Have a debit card or credit card in your name and registered to your address and have a bank or building society current account
• In regular employment (minimum of 16 hours per week) including self-employment or in a permanent residence with your spouse/partner who's in regular employment

Please Note: Other conditions may apply and we cannot guarantee that your application will be accepted. You can read more about our Finance Terms and Conditions here or give us a call 0800 083 1201.

How do I apply?

Applying for our Finance is easy. Choose your tiles as normal. Have your delivery date in mind and delivery method, then apply online or speak to us about Finance as your payment method.

You'll need your bank details and home address details at the ready and asked to fill out a short straightforward form. Once the form is submitted you'll receive your decision instantly.

How long will it take to apply?

The application takes a few minutes to complete. You should get an instant answer on whether your application for finance has been successful. In some cases, Klarna - our finance provider - will need to look at the application in more detail before making their decision.

What do I need to apply?

All you need to do is apply online, call us or visit us to fill out the form and add an electronic signature. It's important you use your full name and address details and make sure everything is spelt correctly.

What happens if my application is turned down?

Applications may not be accepted for a number of reasons, including mistyped information or not meeting the specified requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted. If your application isn't successful, you can still purchase the item in full with a valid credit or debit card.

How are my monthly payments made?

Monthly repayments will be taken via direct debit from your bank account. Klarna will inform you of the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.

Who are Klarna?

It's all about smoooth (yes, with 3 ooo's). Klarna is Europe's leading payments provider and a newly-licensed bank, which wants to revolutionise the payment experience for shoppers and merchants alike. Founded in Stockholm, Sweden, in 2005, the fintech unicorn gives online consumers the option to Pay now, Pay later or over time — offering a trusted, frictionless and smoooth checkout experience. Klarna works with over 130,000 merchants, including Topshop, Swoon, ASOS and JD Sports in the UK, to offer payment solutions to users across Europe and North America. Klarna has 2,500 employees and is active in 14 countries.

Bond and Wilkes is an introducer of credit products provided exclusively by Klarna. 

Bond and Wilkes Ltd acts as a credit intermediary and only offers credit products from Klarna. Credit provided subject to age and status. For our full Finance and checks prior to fixing policy, please refer to our Terms and Conditions.